Home
SME Health Insurance

SME

Wellness and health security combined

At iSON Secure, we extend our focus beyond just covering illnesses. True protection means safeguarding your employees' overall well-being. Our insurance plans are designed to manage health risks and promote wellness, providing peace of mind for both employers and employees.

Secure Your Business and Employees

We understand the unique challenges that small and medium-sized enterprises face. Our SME insurance plans are designed to offer robust coverage and wellness programs, helping you take care of your most valuable asset – your employees.

Worldwide Coverage

Our network and access span over 190+ countries, ensuring that your needs are met with global reach and expertise

Employee Wellness Programs

Promote a healthy workplace with access to wellness resources and preventive care.

Dedicated MediBuddy

Navigating the complexities of healthcare with dependable and thorough support at every step.

Chronic Disease Management

Providing comprehensive care for chronic conditions with personalized plans, ongoing support, and a focus on overall well-being.

Explore Our SME Plan

Platinum
Classic Gold
Classic Silver

Annual limit

USD 2,000,000
USD 500,000
USD 500,000

Network - TPA options

NAS Comprehensive Neuron Comprehensive Mednet Gold Dubaicare N1
NAS General Neuron General Plus Mednet Silver Premium Dubaicare Exclusive N2
NAS Restricted Neuron General Mednet Silver Classic Dubaicare N2

Area of Cover

Worldwide
Worldwide
Worldwide

Out of network / Reimbursement claims

100% on Actuals for Worldwide Excluding USA, Hong Kong & Singapore

100% of R & C of UAE network rates for USA, Hong Kong & Singapore
100% of R & C of UAE network rates
100% of R & C of UAE network rates

Pre-existing conditions

Covered up to a maximum of USD 150,000
Option 1: Covered up to a maximum of USD 41,000

Option 2: Covered up to a maximum of USD 100,000, however

New cancers Covered up to USD 100,000 and existing cancers Covered up to USD 41,000

Option 1: Covered up to a maximum of USD 41,000

Option 2: Covered up to a maximum of USD 100,000, however

New cancers Covered up to USD 100,000 and existing cancers Covered up to USD 41,000

Cancer and Oncology

Covered
Option 1: Covered up to a maximum of USD 41,000

Option 2: Covered up to a maximum of USD 100,000, however

New cancers Covered up to USD 100,000 and existing cancers Covered up to USD 41,000

Option 1: Covered up to a maximum of USD 41,000

Option 2: Covered up to a maximum of USD 100,000, however

New cancers Covered up to USD 100,000 and existing cancers Covered up to USD 41,000

Accomodation & Inpatient Treatments

Included in platinum
Included in classicGold
Included in classicSilver

Organ Transplant

Included in platinum
Not Covered
Not Covered

Doctors Consultation

Included in platinum
Included in classicGold
Included in classicSilver

Laboratory & Diagnostics,X-ray, MRI and CT scans

Included in platinum
Included in classicGold
Included in classicSilver

Prescribed medications and pharmaceuticals

Included in platinum
Included in classicGold
Included in classicSilver

Psychiatric Treatment

Included in platinum
Included in classicGold
Included in classicSilver

Maternity

Included in platinum
Included in classicGold
Included in classicSilver

Dental Basic, Routine and Complex Dental Care Subject to 9 months waiting period

Included in platinum
Included in classicGold
Included in classicSilver

Optical Nil waiting period

Included in platinum
Included in classicGold
Included in classicSilver

Health Check-up & Adult Vaccination (Wellness)

Included in platinum
Not Covered
Not Covered

Second Medical Opinion

Covered through iSON Health
Covered through iSON Health
Covered through iSON Health

Emergency Road & Air Ambulance Services

Included in platinum
Included in classicGold
Included in classicSilver

Alternative and Complementary Treatments

Included in platinum
Included in classicGold
Included in classicSilver

Congenital Disorders

Included in platinum
Not Covered
Not Covered

Medical Emergency Evacuation and Repatriation of Mortal Remains

Covered through Assist America
Covered through Assist America
Covered through Assist America

Compassionate Home Visit (subject to 12 months waiting period)

Included in platinum
Included in classicGold
Included in classicSilver

Airfare for Outside UAE Treatment (Home country treatment)

Included in platinum
Included in classicGold
Included in classicSilver

Emergency dental treatment following an accident

Included in platinum
Included in classicGold
Included in classicSilver

Rehabilitation post hospitalization

Included in platinum
Included in classicGold
Included in classicSilver
Banner background

Our policies are designed to not only protect against unforeseen medical expenses but also promote overall wellness.